TectonicFinancial

Integrated Service, One Trusted Platform

Our six complementary businesses work as one—giving clients a single point of care and investors a diversified, tech-efficient earnings engine with majority insider alignment.

Banking, Lending, Trust
& Retirement Solutions

T Bank combines SBA/USDA lending, community banking, and small-plan retirement services—backed by an A+ bank-rating and nearly $1 billion in assets.

Factoring &
Alternative Financing

Integra converts invoices to same-day cash, delivering working-capital advances that keep payroll rolling and growth on track.

Third Party
Administration

Founded in 1979,  The Nolan Company handles recordkeeping, compliance, and actuarial work for small-plan sponsors, turning complex rules into turnkey service.

Asset Management
& Familly Office

Tectonic Advisors oversees $4.5 billion in goals-based portfolios, backed by deep research and family-office planning.

Wealth Management &
Institutional Services

Founded in 1987, Sanders Morris oversees $3.5 billion for private and institutional clients, combining discretionary brokerage, institutional trading, and investment-banking expertise.

Insurance
Solutions

HWG Insurance brokers life and disability coverage that protects key people and preserves generational wealth—integrated seamlessly with your broader financial plan.

Ideas in Action

We build proprietary, cloud-native tools—from instant loan scores to live portfolio dashboards—so bankers, advisors, and clients act on fresh data the moment it appears.

How We Stay Ahead

Exceptional People

Seasoned lenders and developers trade insight daily, turning shared ideas into code that cuts credit decision time.

Superior Tech & Analytics

Real-time dashboards and risk models surface actionable data for the whole firm—seconds, not months, after it forms.

Disciplined Risk

Continuous stress testing, independent review, and >50% insider ownership keep focus on long-term value, not short-term optics.

The risk management protocols of Tectonic Financial and its subsidiaries should not be considered an assurance that losses will not be incurred. There are risks that are not monitored or controlled by Tectonic Financial and its subsidiaries and risks that may be greater than forecasted by Tectonic Financial and its subsidiaries, especially in unusual market conditions. Significant or complete losses may result from these risks or other reasons despite the risk management protocols of Tectonic Financial and its subsidiaries.